Designing a customer-focussed IVR experience

Client: Commonwealth Bank

Challenge

Two illustrations of the project problem and vision

Amid the COVID-19 pandemic, CBA’s contact centres received over a million increasingly complex calls from customers every month. This naturally resulted in increased wait times and an immediate need to improve customer experience. One way to do this was to optimise the IVR system, which responds to fixed touchtone commands from callers and triages them to agents. This command structure meant some customers were directed to the wrong team, didn’t progress in the queue or hung up on us prematurely The challenge was to create a value-adding journey for customers and present them with options and alternatives to voice-based service.

Solution

A man holding up his phone with image inserts of speech bubbles and a phone with a notification

To deliver immediate impact, we focussed on introducing principles and optimising current practice.

The three top principles are:

— Wait time becomes solve time
— Offer actionable options early
— Let customers make informed decisions.

If customers choose to wait, they are informed about their next step and the representative they’ll be speaking with, which reduces additional or unnecessary call transfers.

Impact

A phone screen with two interfaces of chat interactions

When offered a choice, 35% of customers chose our digital channels over waiting to speak with an agent, a step-change in digital-first behaviour. This meant customers transitioned directly from voice to digital in real-time, even with the choice for a call back at a later time.
We also know customers prefer active waiting over passive waiting, and these changes have improved customer-agent interactions, reduced customer frustrations and increased Net Promoter Scores.
This change also led to better service, with conversations shifting from basic enquiries to more individualised information, and average wait time reduced by two-thirds – from 15 to 5 minutes.

Screenshots of a chat interface and speech bubbles

The new IVR experience is based on enquiry-oriented principles that feature in scripts that help guide agent conversations.

The principles of active listening, verbal reassurance, opt-in at every stage to give customers control at all times, and options to speak with an agent, ensure customers feel heard and aim to reduce any tension a customer may experience while navigating the IVR.

Two interfaces of a chat with confirmation and success messages

I led the customer research, strategy roadmap and application of the empirical framework of habit formation in the prototype design as Product Strategist at Future Friendly.

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The optimisation of the IVR experience has enabled customers to connect with us on their terms and in their time. It gives customers an early human touch when they call us to quickly understand their needs and address them faster, as well as providing immediate access to messaging.

Martin Lindsay, Executive General Manager of CBA’s customer service direct team

Talk to me about case studies on:

— Optimising sales flows
— Designing and delivering inclusive customer support services
— Designing employee onboarding and development experiences
— Designing and delivering a 0-1 emergency management service for farmers

Across the following industries:

— Financial Services
— Government
— Insurance
— Charity

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